Lesson series

FinCEN Advisory - Non-Work Authorized Populations and Their Employers

This targeted course provides financial institutions, particularly banks, with an essential breakdown of the joint FinCEN Advisory (FIN-2026-A002) regarding non-work authorized populations and the illicit networks that exploit them. Aligned with national AML/CFT priorities, the curriculum equips compliance professionals to detect and report fraud schemes, identity theft, and payroll tax evasion used by complicit employers to conceal unlawful employment.
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FinCEN Advisory: Non-Work Authorized Populations and Their Employers

This targeted course provides financial institutions, particularly banks, with an essential breakdown of the joint FinCEN Advisory (FIN-2026-A002) on non-work authorized populations and the illicit networks that exploit them. Aligned with national AML/CFT priorities, the curriculum equips compliance professionals to detect and report fraud schemes, identity theft, and payroll tax evasion used by complicit employers to conceal unlawful employment.
  • Interpret FIN-2026-A002 and translate advisory language into actionable compliance decisions
  • Identify risk indicators tied to non-work authorized populations and their facilitators
  • Detect fraud and identity theft patterns used to establish and maintain illicit employment
  • Recognize payroll tax evasion and related structuring behaviors linked to complicit employers
  • Apply guidance to escalation, SAR decisioning, and supporting documentation
  • Align monitoring and investigations to national AML/CFT priorities and regulatory expectations

What's included?

  • Practical advice (playbooks and examples)
  • Comprehension checks (knowledge checks)
  • Suggested compliance audit checklist
  • For 1st and 2nd Line teams
  • Actionable takeaways you can use immediately

Built for 1st and 2nd Line Compliance

Designed for compliance practitioners across financial institutions - 1st and 2nd Line of Defense. Get practical, field-ready guidance you can apply immediately, plus comprehension checks to confirm you can operationalize the material.

Practical tools (including an audit checklist)

Includes a suggested compliance audit checklist you can adapt to your program, along with prompts to document evidence, note control gaps, and align remediation to risk.

Course Lessons